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*Vincent Gallo is a Financial Representative of the Guardian Life Insurance Company of America (Guardian), New York, New York. Important Disclosures: www.guardianlife.com/disclosures California Insurance ID 0130877

*Matthew J. Grace, Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products/services and advisory services are offered through PAS, a registered broker-dealer and investment advisor, 301-907-9030. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. First Financial Group is not an affiliate or subsidiary of PAS or Guardian. PAS is a member of FINRA, SIPC. Matt Grace is a Financial Representative of the Guardian Life Insurance Company of America (Guardian), New York, New York. Important Disclosures: www.guardianlife.com/disclosures